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If approved for a loan, the process is easy: Select your loan amount. Maximum loan amounts vary based primarily on your PayPal account history. Choose the percentage of your future PayPal sales that you want to go toward repayment of the loan amount and the loan fee.

Simply sign up for PayPal and link a payment method like your bank, credit, and/or debit card. When you check out online, look for the PayPal button. Log into PayPal and speed through checkout securely with just an email and password.